In the high-stakes world of London property rentals, every landlord needs a safety net. Rent Protection Insurance isn’t just an option—it’s a necessity.
At London Estate Agency, we understand the challenges landlords face, and we provide tailored insurance solutions that shield your rental income and simplify your lettings journey.
What is Rent Protection Insurance?
Rent Protection Insurance, also known as Rent Guarantee Insurance, is a policy that covers landlords in the event that tenants default on their rent.
It ensures that you continue to receive monthly rental payments—up to 12 months—regardless of your tenant’s circumstances.
At London Estate Agency, we offer Rent Protection Insurance as part of our Landlord Services, providing our clients with complete peace of mind.
Why London Landlords Need Rent Protection Now More Than Ever
London’s rental market is booming, but it’s also unpredictable.
With rising living costs and longer eviction processes, landlords are more exposed than ever to rental defaults.
Here’s what’s at risk without Rent Protection Insurance:
Loss of consistent income
Legal costs from lengthy eviction procedures
Mortgage and maintenance costs without incoming rent
Emotional stress from chasing payments and legal battles
When you work with London Estate Agency, we take those risks off your shoulders with a powerful insurance solution.
Benefits of Rent Protection Insurance from London Estate Agency
1. Guaranteed Monthly Income
If your tenant stops paying, we’ve got your back. Our Rent Protection Insurance covers 100% of your rent—up to £2,500 per month—for up to 12 months.
You’ll maintain your cash flow and avoid financial disruption.
2. Legal Expenses Covered
Our policy includes up to £100,000 in legal fees, helping you cover solicitor costs, court proceedings, and bailiff appointments for tenant evictions.
3. Expert Eviction Management
Through our Property Management Services, our legal team manages every step of the eviction process, ensuring compliance with the law and saving you the stress.
4. Free Tenant Referencing
Before insuring, we offer comprehensive tenant referencing to assess risk and minimize the likelihood of future arrears.
It’s a proactive step built into our full letting service.
What Our Rent Protection Policy Covers
Our comprehensive insurance includes:
Up to 12 months of unpaid rent
Court and legal representation fees
Eviction services and bailiff support
Rent recovery for void periods after eviction
24/7 claims support
Optional home emergency cover
All policies are underwritten by top-rated insurers and handled by experts who specialise in London lettings.
Why Choose London Estate Agency for Rent Protection Insurance?
We’re not just another estate agency—we’re a full-service property partner with deep local knowledge and a commitment to protecting landlords.
What sets us apart:
Dedicated landlord specialists in London zones 1-6
Easy integration with our letting and property management packages
Competitive pricing and tailored solutions
Trusted by hundreds of landlords across London
Visit our About Us page to learn more about our mission and values.
Who Should Consider This Insurance?
Every landlord in London, from first-time investors to seasoned portfolio holders, should consider Rent Protection Insurance if:
Your property is mortgaged
Your tenant’s financial background is uncertain
You rely on rental income as primary revenue
You want stress-free property ownership
This insurance is especially crucial for landlords with properties in high-rent areas such as Chelsea, Islington, Shoreditch, and Notting Hill.
How It Works: Our Seamless Process
We make it easy to protect your property investment:
Tenant Referencing – Conducted by our in-house lettings team
Policy Setup – Flexible, competitive plans tailored to your rent
Instant Coverage – Activation as soon as tenants move in
Ongoing Support – Legal assistance and claims handled by experts
Renewals & Reviews – Annual check-ins to ensure continued coverage
For landlords using our Letting Services, we can bundle Rent Protection Insurance for streamlined management and cost savings.
Frequently Asked Questions
Do I really need Rent Protection Insurance if my tenants are vetted?
Even the best tenants can fall on hard times. Insurance ensures your income doesn’t stop if their payments do.
Can I purchase the policy during an ongoing tenancy?
Yes, as long as the tenant passes current referencing or has a clean rent history for the past six months.
What does it cost?
Pricing varies by rental amount, but most premiums range from £150 to £350 per year—a fraction of your potential loss from tenant defaults.
What if I manage the property myself?
You can still purchase our Rent Protection Insurance even if you don’t use our management service.
But we recommend bundling with Property Management for maximum convenience and legal coverage.
Is legal support really included?
Yes. Our plan covers up to £100,000 in legal expenses, including court appearances and bailiff assistance.
Protect Your Property the Smart Way
At London Estate Agency, we believe every landlord deserves to rent with confidence.
Whether you’re letting your first flat or managing a portfolio of properties, Rent Protection Insurance is your essential shield against financial instability.
Don’t wait for missed payments to start causing problems. Let us help you secure your rental income today.
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